Total Debt Servicing Ratio (TDSR)
Are you aware that there are over 30 new MAS Rulings in Singapore incuding TDSR, affecting both the First Time Home Buyer or Property Investor?
Some Ways TDSR Is Actually Affecting You
You can't borrow as much for your home loan.
Your maximum loan tenure has been reduced by 5-10 years
Your maximum loan % (LTV) is subject to a further 10-20% reduction.
You must pay 5-15% more cash upfront on your downpayment.
You must pay 5-7% more tax to the government
What Home Loan Whiz Consultants Can Do For You
How much can you borrow from a bank
The maximum loan tenure you qualify for
The maximum loan % (LTV) you qualify for
How much cash versus CPF you need
How much stamp duty you are liable to pay
What is your TDSR percentage
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