Calculators

Home Loan Calculator

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Mortgage Calculator

Loan Quantum

$

Interest Rate (Yearly)

%

Loan Tenure

Years

Your Mortage Details are

Monthly Installments$8,655/mth
Cumulative Interest$19,297
Total Home Loan Amount$519,297
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Refinance Calculator

Loan Amount

$

Loan Interest (Annual)

%

Loan Repayment Period

Years

You could save as much as ….

$5,905
in Interest over 3 years
CurrentNewCashflow Savings/Month
Year 1 Monthly

Current

$2,108

New

$1,976

Cashflow Savings/Month

$132
Year 2 Monthly

Current

$2,108

New

$1,893

Cashflow Savings/Month

$215
Year 3 Monthly

Current

$2,108

New

$1,963

Cashflow Savings/Month

$145
Save

TDSR Calculator

Are you taking a new home loan or refinancing?

Are you applying alone or with someone else?

What kind of property are you purchasing?

What is your current property value/ value of the property you'd like to purchase?

When did you take your loan (Approximate Year)?

What is your current loan quantum?

What is your current loan term? (Approximate number of years when the loan was taken out)

Have you ever purchased another property?

How Many Home Loans Do You Currently Have?

What Is Your Current Age?

Are you working in SG or Overseas

How Many Home Loans Do You Currently Have? (Partner)

What Is Your Current Age? (Partner)

Are you working in SG or Overseas (Partner)

Income

Monthly Income (Basic Salary)

$

Monthly Income (Bonus)

$

Monthly Income (Commission)

$

Monthly Income (Self Employed)

$

Current Loan Expenses Per Month

$

Monthly Income (Basic Salary) (Partner)

$

Monthly Income (Bonus) (Partner)

$

Monthly Income (Commission) (Partner)

$

Monthly Income (Self Employed) (Partner)

$

Current Loan Expenses Per Month (Partner)

$

You can afford to take a loan of

N/A
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LTV Calculator

What Is LTV?

The LTV or Loan To Value is a ratio that determines the limit that Singapore Banks and Mortgage Lenders can offer you based the value of the property you wish to purchase. The LTV is governed by the Monetary Authority of Singapore (MAS) who control it.
This LTV calculator is based on a single applicant, if there is more than one applicant, please use the applicant with the most housing loans
MAS calculates LTV based on the person with the most housing loans for any joint appliation

Home Value (%)

$

What Kind of Property Do You Intend To Buy?

How Many Home Loans Do You Currently Have?

What Is Your Current Age?

* For more information on LTV please refer to the MAS circluar here

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Stamp Duty Calculator

Purchase Price/ Value of Property (Whichever is Higher)

$

Type of Flat to purchase

Did you purchase this as a

How many Residential Properties do you own?

What is your Citizenship Status?

How many Residential Properties do you own? (Joint)

What is your Citizenship Status? (Joint)

Your Total Stamp Duty is

Buyer Stamp DutyN/A
Additional Buyer Stamp DutyN/A
TotalN/A
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Personal Loan Calculator

Loan Amount

$

Loan Interest (Annual)

%

Loan Repayment Period

Years

Your Personal Loan Details are

Monthly Repayments$9,167/mth
Monthly Interest$833/mth
Total Interest Payable (Overall)$50,000
Total Amount Payable$550,000
Save

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Home Loan Calculator in Singapore

Home loans are stressful and complicated enough as it is, and that's before you bring in the enormous amount of numbers and paperwork that they require. It's one thing to start researching a home loan, but an entirely different thing to understand how long it'll take to pay off, the amount of interest on your loan and how your total payment will differ to what is stated on your initial loan. This is why we have included this convenient home loan calculator for Singapore properties on our website.

With this useful tool, you can easily figure out your total mortgage amount including cumulative interest, how much you can save with refinancing, your TDSR and LTV amounts, stamp duty tax, and a personal loan calculator. Simply fill in the relevant calculator fields and have the stress of figuring out loans and their associated costs taken away. Budgeting is an essential practice for homeowners, and using a home loan calculator can help you to establish which loan is right for you.

Keep in mind that all of the calculations provided by the home loan calculator for Singapore properties are estimations. We recommend talking to one of the financial experts at Home Loan Whiz for further advice on your situation. Our friendly, knowledgeable staff will be happy to answer any outstanding questions and concerns you may have.

Contact Us

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