Are you aware that there are over 30 new MAS Rulings in Singapore incuding TDSR, affecting both the First Time Home Buyer or Property Investor?

• You can’t borrow as much for your home loan.

• Your maximum loan tenure has been reduced by 5-10 years.

• Your maximum loan % (LTV) is subject to a further 10-20% reduction.

• You must pay 5-15% more cash upfront on your downpayment.

• You must pay 5-7% more tax to the government.

• How much can you borrow from a bank

• The maximum loan tenure you qualify for

• The maximum loan % (LTV) you qualify for

• How much cash versus CPF you need

• How much stamp duty you are liable to pay

• What is your TDSR percentage