Home Loan Rejected in Singapore? What to Do Next
Home Loan Options After a Bank Rejects Your Application Quick answer A rejected home loan usually comes down to one of two things: a national limit you didn’t meet, or one bank’s own [...]
Fixed Rate vs SORA Home Loan in Singapore: Which Should You Choose?
Quick answer A fixed-rate mortgage locks your rate for a stated period; a SORA-linked mortgage moves with compounded SORA plus the bank’s spread. Today the lowest 2-year fixed rate is [...]
Can You Refinance a Home Loan During the Lock-In Period in Singapore?
Quick answer Yes, you can refinance a Singapore bank home loan during its lock-in period, but you will pay an early redemption penalty – 1.50% of the amount redeemed on the packages we [...]
Repricing vs Refinancing in Singapore: Which Could Save You More?
Quick answer Repricing means switching to a new package with your existing bank; refinancing means moving your mortgage to another bank. Repricing costs $500-$800, with no legal or valuation fees [...]